Privacy Policy

The security and confidentiality of your information is very important to us. We secure all transactions with 128 bit SSL.

Please review our complete privacy policy below for more information about how we keep your private information private and how we operate.

PRIVACY POLICY’s (“MLCOM” or “Website”) Privacy Policy is designed to help you understand how MLCOM collects and uses the personal information you decide to share, and help you make informed decisions when using this Website. By using or accessing MLCOM, you agree to be bound by the terms of this Privacy Policy. If you do not agree to these terms, please do not use MLCOM.


Except as otherwise expressly included in this Privacy Policy, this document only addresses the use and disclosure of information MLCOM collects from you. If you disclose your information to lenders or other parties that you are placed in contact with through MLCOM or other websites throughout the Internet, different privacy policies may apply to their use or disclosure of the information you provide to them. Since MLCOM does not control the privacy policies of third parties, you are subject to the privacy policies of that third party and are encouraged to read their privacy policies or ask questions before you disclose your personal information to others.

Users Under 18 are Strictly Prohibited

This website is strictly prohibited to anyone under the age of 18. The information and services provided by MLCOM, our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside MLCOM. If you are below 18 years of age, please leave this Website now.

Information Collected by MLCOM
In order to ensure that consumers get the very best service, MLCOM collects demographic information, web pages visited and other consumer-volunteered information from sources such as forms, survey information and/or site registrations. MLCOM also collects information including name, zip code, phone number, e-mail address and certain credit-related information. Gathering the information it collects about you helps MLCOM to identify its customers and manage its customer relationships. It also assists MLCOM in the development or referral of products and services that it believes will meet the continuing needs of its customers. Collected information is also used to improve the content of this Website, customize the content and/or layout of the Website for individual users, and/or for marketing purposes.

MLCOM also has business affiliates that it exchanges your information with, so that they can also offer you products or services. In some cases by entering information on the Website, you are giving permission to MLCOM to pass your information to its business affiliates. Please be aware that MLCOM is not responsible for your data after it is provided to any third party. MLCOM collects information using cookies, log files, clear GIFs, and through its business affiliates. A session cookie is deleted from your computer as soon as you close your web browser. A persistent cookie is stored on your computer, and it allows you quicker access to the Website, and also helps MLCOM track and target your Internet interests so that it can send you relevant offers. Persistent cookies can be removed by following Internet browser help file directions at;EN-US;q278835 for Internet Explorer®. MLCOM also uses the information in the aggregate, which means it can’t identify any one person, but it can see what the habits and trends are for people who do use the Website.

If you browse through our Website without entering any personal data, MLCOM will gather and store certain information about your visit. This information does not identify you personally and cannot be linked back to you unless you decide at some point to identify yourself. If you are only browsing, MLCOM collects the following information: IP address, the type of browser and operating system used to access our site, the date and time you access our site, the pages you visit (click-through), and if you linked to the Website from another website, the address of that other website.

Information We Share With Others
MLCOM may make your name, mailing address and email address available to other companies that wish to tell you about their products. MLCOM may segment the information into groups of customers who have bought similar amounts and types of products, but it will never provide details that are specific to a single customer or household. Of course, if there is any information that is legally required to be provided to government agencies, credit reporting agencies or to prevent fraud, MLCOM will comply with its legal obligations.

Who Owns the Information You Provide to MLCOM?
Once it is received in our database, the information you provide, including your name, e-mail address, home address and credit status information becomes the property of MLCOM. MLCOM does not retain any information that you may input on the lender websites. It does not collect sensitive information such as social security number, bank information, etc. and its representatives do not make phone calls about loans. Any request to opt out of future lender communications must be made directly to the lender, not MLCOM.

Direct Marketing Disclosures
Users who are residents of California may request a copy of MLCOM’s Direct Marketing Disclosure by contacting and typing “Privacy Policy Direct Marketing Disclosure” in the subject line of the e-mail. You can also opt out of receiving any such marketing with your request, and your name will not be shared in the future. Requests sent to this e-mail address will be answered within thirty (30) days.

Do I Have a Choice in the Collection and Use of My Information?
Many customers appreciate receiving information and offers about products and services that may be of interest and value to them. However, at MLCOM, we recognize that it's your choice. If you prefer that we not disclose any nonpublic personal information about you to any nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). Furthermore, if you do not want to receive any offers about products and services from MLCOM, you may opt-out of receiving these as well. It generally takes up to thirty (30) days before your request becomes effective. If you do not want MLCOM to share any information that you have provided to the Website or that it has gathered or do not want to receive offers from MLCOM, please let send an e-mail to . Your request will apply to any of the information MLCOM has obtained in any transaction on the Website. An opt-out request by any party on a joint account will apply to all parties on the joint account.

MLCOM understands the importance of security for its consumers. For that reason, MLCOM maintains physical, electronic and procedural safeguards that comply with all state and federal regulations to guard against misuse of the information it obtains. When applicable, MLCOM uses the latest SSL (Secure Socket Layer) encryption technology to protect sensitive personal or financial information during transmission. This allows your personal information to be submitted in a secure environment while reaching the intended parties. An SSL-capable web browser is needed to support this encryption technology. Netscape Navigator 4.6 or higher or Microsoft's Internet Explorer 4.01 or higher will support SSL technology. To verify that you are on a secure web page in Netscape Navigator, right-click while your cursor is on the form (not the border) and select "view Frame information" in Netscape Navigator. To view security certificates in Internet Explorer, click Internet Options on the View menu in the browser and then the Content tab. In the Certificates area, click the Personal, Sites, and Publishers buttons to view the current certificates.

What’s the Procedure for Changing the Privacy Policy?
If MLCOM decides to change its Privacy Policy, it will post the changes here so that you will always be aware of the information it collects, how it uses that information, and under what circumstances, if any, it discloses the information. Your continued use of MLCOM indicates your agreement to these changes. It is solely your responsible to check for updates of this policy. MLCOM encourages you to refer to this policy on an ongoing basis so that you understand its current Privacy Policy. Unless stated otherwise, the current Privacy Policy applies to all information that MLCOM has about you.

If you have any questions about this Privacy Policy or the privacy practices of this Website, you can send an email to .